Updated for FY 2026–27

Australian tax & pay calculators that give you a straight answer

Free, fast and private — every Calcroo tool runs entirely in your browser. No sign-up, no spreadsheet downloads, no "talk to an adviser" wall. Just type your numbers and see where your money goes.

Live

Income Tax Calculator

Take-home pay, income tax, Medicare levy and HECS-HELP under the 2026–27 rates.

Live

Pay Calculator

Convert annual, monthly, hourly and weekly pay — before and after tax.

Coming soon

HECS Repayment Calculator

Your compulsory repayment and payoff timeline under the marginal system.

Coming soon

Casual Pay Calculator

Casual loading, penalty rates and public holidays by state.

Coming soon

Salary Sacrifice Calculator

Super contributions, tax savings and the HECS impact most tools miss.

Why Calcroo?

Most Australian tax calculators are built by banks and lenders to funnel you toward their products, or they lag behind when rates change. Calcroo is different: we update on day one of every financial year (the 2026–27 rates went live from 1 July 2026), we show our working, and your numbers never leave your device — every calculation happens locally in your browser.

We're starting with the calculations Australians look up most — income tax, take-home pay and HECS-HELP — and adding new tools through 2026. Something you'd like us to build? Tell us.